Im an adult too im also on the east coast but i dont get on till almost 10 most nights. i have some in the bank but honestly have no idea how much. I have the sony suround headset. Im not a quitter. My ps3 gt is JandL1013 would love to play with you sometime i also have the season pass.
I'll add you once I get online. I often get on later at night also so don't worry about it. Although fun, I quit joining clans because many of them expected people to fit the game into their lives a bit too much. I don't do that. I get on when I get on and it is to play.